Payment gateways are truly in demand nowadays due to the pandemic coronavirus or covid-19 issue worldwide. This is the perfect time to upgrade your knowledge when it comes to using online payment services from these companies that I will mention in this blog because it's easy to use and very convenient once you manage and get used to it.
Here are my top favorite apps:
Paypal
Gcash
Paymaya
Coins PH
Dragonpay
Bayad Center
e-Cebuana (Cebuana Lhuillier)
Moneygment
Pros:
You just have to download the app, register, verify your account for security purposes and enter your bank details and other required information.
You don't need to fall in line to pay your bills or go to the bank to make a deposit or make a payment transfer.
You can use these payment gateways if you like to shop online and make a payment to your favorite shopping apps (Lazada, Shopee etc.)
You can monitor your transactions in real-time through their app.
You can receive payments from your clients or customers in real-time or depending on the platform that you will use. For some, you can receive it after 24 hours or 72 hours.
Cons:
You will experience system downtime and/or technical difficulties from time to time. Nonetheless, it's all worth it.
It's difficult to get hold of a representative to assist you with your concerns. You have to either contact their telephone number or email them and wait for 24-48 hours or more to get feedback. However, other companies have their own chat assist embedded on their app.
They have limited hours of operation to assist you with your problems. Normally, regular business hours.
There is a limitation on how many times and how much you can cash-in and cash-out. Make sure to list down all your transactions to manage your finances well.
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